Possible solutions for Janet:

Bill should look for a job (Gives the couple more income, but does not offer immediate help).

Bill should stay home and take the baby out of daycare (Janet will save money, but Bill will not be working so his lack of work-role may increase conflict between the couple)

Janet could ask her employer to have a daycare facility on-site. (The child would be close to Janet, Bill could go look for a job)

Janet could help Bill start his own business. (Bill would be able to bring in some money)